Refinance

Current Conforming Limit Rates (up to $417,000) as of 09/30/2008:

30 Year Fixed @ 5.750%, 5.610% apr

15 Year Fixed @ 5.50%, 5.358% apr

Agency Jumbo Limit Rates (up to $729,250) as of 09/30/2008:

30 Year Fixed @ 5.875%, 5.718% apr

15 Year Fixed @ 5.625%, 5.466% apr

Quoted rates include a .750% origination fee and approx. $2900 traditional 3rd partyclosing costs (title, escrow, lender fees, processing, misc.) and 15 day rate lock.

No points and no fee options available as well.

Call 800-663-4031 for more information!

Find out if now is the right time to refinance! You may be able to lower your monthly payments or reduce the time it takes to pay off your loan. You may also be able to save even more if you use your refinance proceeds to pay off credit card or other installment debt, since mortgage interest is usually 100% tax-deductible, and interest on consumer debt is not.. Here are some important reasons to consider refinancing:

- Get a lower mortgage rate and reduce interest costs.
- Convert an adjustable rate mortgage to a secure, fixed-rate mortgage.
- Consolidate your first and second mortgages into a mortgage with a lower rate.
- Get cash for family wants and needs.

The advantages we offer you for your refinancing needs include:

- Low rates
- Easy online application
- All types of mortgage programs
- Guidance and advice from an experienced loan professional

Ready to refinance your current mortgage? Apply onlineto be pre-approved for the loan you want.

Find out if now is the right time for you to refinance your current mortgage to lower your monthly payments, pay of your mortgage faster, take cash out, or combine your first and second mortgage.